:root{--navy:#08245f;--blue:#1256b5;--red:#ed1b2f;--ink:#10234f;--muted:#5d6a82;--bg:#f4f7fb;--white:#fff;--line:#dce5f1;--shadow:0 12px 35px rgba(8,36,95,.08);--radius:16px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg);line-height:1.68}
a{color:inherit;text-decoration:none}.container{width:min(var(--max),calc(100% - 32px));margin:auto}
.header{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--line)}
.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:13px}
.logo{width:48px;height:48px;border-radius:13px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900}.brand-title{font-size:25px;font-weight:900;letter-spacing:-.5px}.brand-title b{color:var(--red)}.brand-sub{display:block;color:var(--muted);font-size:12px;font-weight:700;margin-top:-3px}
.navlinks{display:flex;align-items:center;gap:22px;font-size:15px;font-weight:900}.navlinks a:hover{color:var(--red)}.call{background:var(--red);color:#fff;padding:12px 17px;border-radius:10px}
.hero{color:#fff;background:linear-gradient(120deg,#071f57,#145abd);padding:68px 0 62px}.crumb{font-size:14px;margin-bottom:14px;opacity:.92}.crumb a{text-decoration:underline;text-underline-offset:3px}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:42px;align-items:center}.hero h1{font-size:clamp(38px,5vw,58px);line-height:1.08;letter-spacing:-1.7px;margin:0 0 17px}.hero p{font-size:18px;color:#edf4ff;max-width:800px;margin:0 0 25px}
.actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:10px;padding:13px 19px;font-weight:900}.btn-white{background:#fff;color:var(--navy)}.btn-outline{border:1px solid rgba(255,255,255,.45);color:#fff}
.hero-card{background:#fff;color:var(--ink);padding:25px;border-radius:20px;box-shadow:0 18px 45px rgba(0,0,0,.16)}.hero-card h2{margin:0 0 10px;font-size:21px}
.checks{list-style:none;margin:0;padding:0}.checks li{position:relative;padding:7px 0 7px 27px}.checks li:before{content:"✓";position:absolute;left:0;color:var(--red);font-weight:900}
.section{padding:64px 0}.section.alt{background:#fff}.head{text-align:center;max-width:820px;margin:0 auto 32px}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:1.5px;color:var(--red);font-weight:900}.head h2{font-size:34px;line-height:1.2;margin:7px 0 12px}.head p{color:var(--muted);margin:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:23px;box-shadow:0 7px 25px rgba(8,36,95,.035)}.card h3{font-size:19px;margin:0 0 8px}.card p{color:var(--muted);margin:0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px}.step{display:flex;gap:15px;margin:0 0 18px}.num{flex:0 0 40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}.step h3{margin:0 0 3px;font-size:18px}.step p{margin:0;color:var(--muted)}
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.trust .card{text-align:center}.trust strong{display:block;font-size:17px}
.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.area{background:#fff;border:1px solid var(--line);border-radius:11px;padding:13px 14px;font-weight:800;font-size:14px}.area:hover{border-color:#aac3ea;box-shadow:var(--shadow)}
.faq{max-width:900px;margin:auto}details{background:#fff;border:1px solid var(--line);border-radius:12px;margin:10px 0;padding:0 18px}summary{cursor:pointer;font-weight:900;padding:17px 4px}details p{color:var(--muted);margin:0 4px 18px}
.cta{border-radius:22px;padding:42px;background:linear-gradient(120deg,var(--navy),#1252ad);color:#fff}.cta h2{margin:0 0 8px;font-size:31px}.cta p{margin:0 0 20px;color:#e8f1ff}
.footer{background:#071a46;color:#dce8ff;padding:44px 0 20px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:30px}.footer h3{color:#fff;margin-top:0}.footer a{color:#dce8ff}.bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:17px;color:#a9bad7;font-size:13px}
.notice{background:#fff5e8;border:1px solid #ffd9a8;padding:14px 16px;border-radius:12px;color:#704300}.small{font-size:13px;color:var(--muted)}
@media(max-width:900px){.hero-grid,.two{grid-template-columns:1fr}.grid{grid-template-columns:repeat(2,1fr)}.trust{grid-template-columns:repeat(2,1fr)}.area-grid{grid-template-columns:repeat(3,1fr)}.navlinks{gap:10px}}
@media(max-width:650px){.nav{min-height:76px}.brand-title{font-size:21px}.logo{width:42px;height:42px}.navlinks a:not(.call){display:none}.hero{padding:48px 0}.hero h1{font-size:38px}.hero p{font-size:16px}.grid,.trust,.area-grid{grid-template-columns:1fr}.section{padding:48px 0}.head h2{font-size:29px}.cta{padding:28px 22px}.footer-grid{grid-template-columns:1fr}}